Websites accessed by links appearing in this website have been developed independently of MCT-FCU and are meant for convenience only. The Credit Union is not responsible for any information published there. The use of a hypertext link in this website does not imply the endorsement or approval of such websites or the information contained therein by MCT-FCU. Once exiting the MCT-FCU website, any product or service should not automatically be considered federally insured. MCT FCU’s website offers links to websites of interest to children. MCT FCU DOES NOT, however, COLLECT OR MAINTAIN ANY PERSONAL INFORMATION ON CHILDREN, except that necessary to maintain the accounts of minor persons. Parents should know that the COPPA (Children’s Online Privacy and Protection Act) requires that any website collecting or maintaining children’s personal information include the name and contact information for the SITE’S operator, how information is collected, how the site’s operator uses personal information collected from children, and whether the site’s operator discloses any personal information collected to other parties. Parents have the option to agree to the collection and use of the child’s information without consenting to the disclosure of the information to third parties. Parents may request to review any personal information, ask to have it deleted and refuse to allow any further collection or use of the child’s information. A website operator may not require a child to disclose more information than is reasonably necessary to participate in an activity as a condition of participation. Please review the individual websites for their specific disclosures pertinent to this Act. This information is provided for the personal education of member parents.

MCT-FCU advises that the Internet is not a secure medium and therefore privacy cannot be guaranteed. MCT will not be responsible for any damages that are suffered in the transmittal of information to the Credit Union. Any transmittal of information the Credit Union is done at your own risk. Complete confidentiality and security is not possible.

The MCT Federal Credit Union’s website is not intended to provide legal, tax, or accounting advice and should not be relied on in this manner. MCT-FCU is not responsible for any damages arising out of or caused by the use of this website. The information provided by MCT-FCU is believed to be accurate when placed on the website, but cannot and should not be relied upon for any business purpose whatsoever. The information on this website is for informational purposes only and is not a solicitation or an offer to buy or sell services or products of MCT-FCU or affiliates. MCT-FCU does not warrant the accuracy or completeness of any information published on this website. Changes may be made to the information on this website without notice.

MCTFCU strives to ensure that its services are accessible to people with disabilities. We have invested in resources to help ensure that our website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Enabling the Accessibility Menu
The accessibility menu can be enabled by clicking the accessibility menu icon that appears on the upper right of the home page. After triggering the accessibility menu, please wait a moment for it to load.

Disclaimer
MCT continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities. Despite our best efforts, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

If you are experiencing difficulty with any content on MCTFCU website, please contact us during normal business hours and we will be happy to assist.  If you wish to report a problem, have any questions or need assistance, please contact Member Services at 518-842-1840.

MCT FCU is committed to protecting the privacy of our members and visitors to our website. We place a high priority on the privacy of your personal financial information. In accordance with the Federal Trade Commission’s guidelines, we have instituted the following website privacy policy:

For site management purposes, we collect standard non-identifying information about visits to the website, such as date and time visited and Internet Provider (IP). This information is used to compile statistics about our website. We do not collect personal information, such as your name or address, during this process. Specifically, we automatically collect only the following information when you visit our site: The Internet domain (for example, “xcompany.com” if you use a private Internet access account, or “yourschool.edu” if you connect from an educational domain) and IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web) from which you access our web site; The date and time you access our site; The pages you visit and the result of the request, such as an image or query; Other status codes and values resulting from the Web server responding to the request received: HTTP status code, Windows NT code, number of bytes sent, number of bytes received, duration (in seconds) to fulfill the request, server port number addressed, and protocol version.

This site uses 3rd party remarketing tracking cookies, including the Facebook tracking cookie. This means we will continue to show ads to you across the internet. As always we respect your privacy and are not collecting any identifiable information through the use of any other 3rd party cookies. The third-party vendors will place cookies on web browsers in order to serve ads based on past visits to websites. If you want to know when this happens, or to prevent it from happening, you can set your browser to warn you when a website attempts to place a “cookie” on your computer. However, in the implementation of Enhanced Login Security – which is an added level of online security – we do use cookies to help identify you and the computer that you normally use.

E-MAIL: If you send us an e-mail, you should know that e-mail is not secure. Do not include sensitive information like your account number, charge card, or social security number, and if you prefer not to use one the contact us form, contact us by postal mail or telephone.

ONNLINE BANKING: Our online banking service is a separate entity. Our third party provider only receives information as permitted by law and is subject to contractual confidentiality provisions restricting any release and use of nonpublic personal information.

Because we do not gather or store personal information regarding who visits our site, we have no way for you to access the information that we do gather, nor do we authorize third-parties to access that information.

The information that we gather is stored on our Internet Provider’s server. It is protected by redundant firewalls. Again, the sharing of this information is only as permitted by law and is subject to contractual confidentiality provisions that restrict the release and use of such information.

Our site contains links to other sites outside of our website. This privacy statement does not apply to those sites. This privacy statement applies only to information stored at this MCT FCU website.

MCT provides links to websites that may be of interest to our members. Clicking on these links will take you outside the MCT website. MCT FCU does not control and is not responsible for the content, availability, privacy or security policies practiced by third-party websites.