Everything You Need at MCT FCU
Since 1960, MCT Federal Credit Union has been serving Montgomery County as a member-owned financial cooperative. We’re more than a credit union; we’re your neighbors, your supporters. Whether you stop by with your kids, your mom, or your dog, you’ll always find a friendly, welcoming place ready to help you reach your goals.
What We Do
Our mission is straightforward: to provide affordable, responsible financial services to our members in Montgomery County. We believe in promoting homeownership through mortgages with fair terms, offering savings and checking accounts with low fees, and creating loan options that help families avoid predatory lenders. Every product we provide is designed to support stronger households and healthier neighborhoods.
Everything You Need in One Place
MCT FCU makes managing money simple with convenient services and access to the tools you need right here in Montgomery County.
Plus, with the Allpoint Network, you’ll have access to over 55,000 surcharge-free ATMs nationwide. Just look for the logo when you’re on the go.
Why Choose MCT FCU?
Our members tell us it’s the little things that make MCT FCU different: the personal attention, the sense of community, and yes, even the free giveaways we surprise you with from time to time. We love celebrating our members because you’re the reason we’re here.
When you join MCT FCU, you’re not just opening an account; you’re investing in our community. Your membership supports local events like Spring Fling and Trick-Or-Treat on the MVGO. On Fridays, you might even meet dogs and cats from local rescues waiting to find their forever homes. From schools to community fundraisers, we’re proud to stand alongside the people who make our county a great place to live.