Checking Accounts at MCT FCU

Since 1960, MCT Federal Credit Union has been helping members in Montgomery County manage their everyday finances with ease. Our checking accounts are designed to keep life simple, offering the tools you need to stay on top of your money, whether you’re at home or on the go.

Why Choose MCT Checking?

  • Direct deposit so you can access your funds quickly

  • Automatic deductions to savings or loan payments for smarter money management

  • No complicated processes, just convenient, reliable service

  • Friendly local support whenever you need help

Debit Cards That Work Everywhere

Every checking account comes with an MCT debit card. Use it confidently across Montgomery County and beyond. Thanks to our partnership with the Allpoint Network, you’ll have access to over 65,000 surcharge-free ATMs nationwide. Just look for the Allpoint logo and withdraw cash wherever you go.

Checking Made for Everyday Life

Your MCT checking account is made with you in mind; it’s more than just a way to pay bills. Think of it as the hub for your daily finances, giving you tools like online and mobile access to check balances, schedule payments, and transfer money whenever you need. And when you open an account, you’re not only simplifying your everyday money management, you’re also joining a member-owned cooperative that supports local families, schools, and events right here in Montgomery County. That’s checking designed for everyday life, with the added benefit of community.

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