Contact MCT Federal Credit Union
At MCT FCU, we believe reaching us should be simple. Whether you have questions about your account, need guidance on a loan, or want to explore new services, our team is here to help. As a member-owned credit union, your success is our mission, and that starts with easy access to support.
Visit or Call Us
Address: 4883 State Highway 30, Amsterdam, NY 12010
Phone: (518) 842-1840
Email: memberservices@mct-fcu.org
Routing Number: 221373422
Lobby & Drive-Thru Hours
Monday – Wednesday: 9:00 a.m. – 4:30 p.m.
Thursday: 9:00 a.m. – 5:00 p.m.
Friday: 9:00 a.m. – 6:00 p.m.
Saturday: 9:00 a.m. – 12:00 p.m. (Drive-thru only, no lobby hours)
Ways to Connect
We know life doesn’t always happen during business hours. That’s why MCT FCU offers multiple ways to reach us and manage your accounts:
By Phone: Call us during hours and speak directly with our member services team.
24/7 Phone Teller: Access your accounts anytime, day or night, to check balances, transfer funds, and more, all with a simple call.
By Email: Send us a message at your convenience and get a quick response from our team.
In Person: Stop by our Amsterdam branch for face-to-face support and personalized guidance.
Allpoint ATMs: Enjoy surcharge-free access to thousands of ATMs nationwide, so your money is always within reach.
Here for Our Members
Your membership provides more than just access to financial products; it also gives you a team of people committed to your goals. Whether you need answers, reassurance, or resources, MCT FCU is here to help you move forward with confidence. Reach out anytime, we’re ready when you are.